When you’re self-employed it’s really simple; if you don’t work you don’t get any money. However, now that I’ve ditched self-employment to become a bona fide employee I’m discovering the benefit of ‘sick pay‘. What a truly marvellous phenomenon it is!
After suffering with persistent cough, instead of continuing to struggle in to work in order to ensure I could afford to pay my bills, I was able to take a couple of days off so that my poor old lungs could recover, without me getting stressed out over money. Being able to rest at home fully focussed on simply getting better was not only good for my physical health but also my mental well-being.
This is actually a win-win situation all round as not only was I able to return to work fighting fit within a relatively short period of time, my co-workers no longer had to listening to me hacking up my lungs all day. Result!
If you’ve spent the past decade saving your spare pennies, birthday money and Christmas cash, the odds are that sooner or later your efforts will start paying dividends. When this happens you realise that all of those bottles of booze and all of that greasy junk food you denied yourself will have all been totally worthwhile as not only will your health have benefited, your money remains a hundred percent safe and you’ll be rewarded with some extra cash every now and again simply for being frugal.
I’m quite happy to admit that I often buy cheap clothes from Ebay or to eat Tesco Value meals; in fact, it’s helped me to become more creative and I’ve certainly never suffered because of it. Although there’s never any guarantee of a win in the monthly Premium Bonds draw, by the law of averages, every so often you’ll be treated to a little windfall, which is always a nice surprise, and with interest rates from banks at an all-time low it’s actually quite a good return on your investment. You’ve gotta be in it to win it!
Just got back from my annual pilgrimage to Boots for my flu jab and I can’t believe all the negative comments I’ve had. Yes, I’m well aware of all the old wives tales and scaremongering, (no it can’t give you flu, no your arm won’t drop off, no it can’t prevent colds – that would be called a COLD jab), but I’ve made an informed decision to try to protect myself against whatever particularly nasty strains of influenza are likely to be doing the rounds this winter.
While I fully appreciate there’s no guarantees, I’ve at least done everything I can to avoid catching it, while hopefully preventing me from passing it onto others (you’re welcome!) Those jammy enough to be entitled to sick pay don’t seem to comprehend that when you’re self employed and are unable to work due to illness, you don’t get any money.
There’s also the hypocrites apparently aghast at the ‘stuff‘ I’m willing to have injected into me once a year, while they’re more than happy to regularly ingest meat that’s been vaccinated numerous times throughout it’s brief life, along with fruit and veg grown in chemically fertilised soil and liberally sprayed with a variety of pesticides!
I despair of the naysayers who indiscriminately infect innocent bystanders before they become bedridden for a fortnight, laying there whining on Facebook about how ill they are. Just don’t expect any sympathy from me!
Right, rant over, I’ve been a brave little soldier and I’m now off to eat my sweeties…
In order to earn some ‘pocket money’ I’ve been undertaking paid experiments at my local University for their psychology students. When I first started doing this I simply wanted to make some easy cash-in-hand, but I have to say that there’s far more to be gained than a few extra quid in your purse; you meet a truly eclectic mixture of oddballs and you get to do some bizarre (and often fascinating) things.
So far I’ve watched and reviewed video clips, worn a swimming cap with wires sticking out to track my brain-waves, been involved in the initial stages of creating a brand new video game, tried to count coloured spots on a screen whilst wearing 3D glasses, and much more.
Some tasks have been a little tedious, admittedly, but most have been enjoyable and a few have been absolutely hilarious. My reward for being introduced to these ‘mad young scientists’, and being part of their weird and wonderful experiments; along with a very favourable exchange rate; is that I now have a nice big wad of euros to take to Lanzarote. Carry On Professor…!
Woo hoo! I was annoyed last year when HMRC put me on ‘emergency tax‘ and took a large chunk of my freelance corporate wages from me, but now they’ve finally given it back in the form of a tax rebate I can start trawling through the First Choice website looking at where to go for my winter hols this year (which will be predictably called ‘Feliz Navidad the Sequel’ – a.k.a. Tipsy and Topless Again!)
Will it be a return to Gran Canaria… but maybe Maspalomas this time? Or what about Lanzarote – Playa Blanca looks good? But Tenerife also looks very inviting…. Decisions, decisions…. what IS a girl to do?!!
It’s been a few years since I was the ‘new girl’ at work, and today began with last-minute nerves and a touch of OCD as I checked, double-checked and triple-checked that I had everything I needed before leaving the house at stupid o’clock in the morning. I knew I’d completed the required training and that I’d read the work manual so many times I could probably sail through Mastermind with it as my specialist subject, but it’s surprising how easily your brain can empty during a thirty minute walk.
On arrival I nervously introduced myself to my Senior, who immediately put me at my ease by shaking my hand and giving me a very warm welcome to the team. All of my adult life I’ve secretly yearned to be a part of large and important organisation, and when a member of the public approached me, after noticing my brand new ID card hanging from my neck, and asked “Excuse me, do you work here?” I could barely contain my pride at being able to reply “Yes I do, how can I help you?”
Who knew you could earn so much money doing something that makes you THIS excited!?
Oh yes…. H-O-L-I-D-A-Y!
When the weather’s turned decidedly autumnal, and the cold & miserable winter is looming on the horizon, there’s only one thing for it – book a fabulous, all-inclusive holiday somewhere hot! Obviously, this won’t be a practical solution for everyone, but if you try to plan ahead and put aside whatever cash you can, it might not be beyond the realms of possibility that while everyone else has their central heating on full blast and are frozen solid simply walking to the car and back, you and your mates could be lounging around under a palm tree, sipping cocktails while letching at fit Spanish waiters! It’s certainly something nice to focus on to get you through the misery of dark, damp mornings and even darker, damper evenings.
Even if funds are a little too low to consider such a luxury right at this moment in time, if you enjoy foreign travel and feel in need of some RnR in the not too distant future, there’s nothing stopping you from creating a ‘holiday fund’ which you can stash any birthday and xmas money in, along with any unexpected windfalls. If you shop around you really can find some extremely affordable deals out there. The world is your oyster – so tuck in!